Business and Credit Counselling Training Opportunity (for males, females, and divers)
A leading German financial institution is currently hiring for a full-time position in their Commercial Clients and Credit Advisory department (GKB). This role offers a unique opportunity to support in advising and closing commercial credit requests, processing financing requests from intermediaries via Interhyp and Europace platforms, and collaborating with internal teams such as risk management, legal, and sales to deliver comprehensive client service.
**Job Description and Responsibilities**
In this role, you will be advising commercial clients on credit and financing solutions tailored to their business needs, analyzing financial data and creditworthiness of business clients to make informed lending decisions, and structuring and managing credit facilities including loans, revolving credits, and other forms of financing. You will also be supporting client acquisition and retention by offering customized credit advisory services, monitoring credit portfolios, and ensuring compliance with regulatory and internal risk standards.
**Qualification Requirements**
To be considered for this role, you should possess a degree in finance, economics, business administration, or a related field (Bachelor’s or Master’s). Professional experience in credit advisory, commercial banking, or corporate finance is typically required, along with strong knowledge of credit risk assessment, financial analysis, and lending products. Excellent communication and interpersonal skills, proficiency in German and English, and relevant certifications (e.g., Certified Credit Analyst) could be advantageous.
**Benefits**
The financial institution offers a competitive salary and performance-based bonuses, opportunities for professional development and career growth, comprehensive health and social benefits typical of German financial institutions, work-life balance offerings such as flexible working hours or remote work options, and exposure to a diverse portfolio of commercial clients providing broad financial expertise.
**Application Process**
Interested candidates are invited to submit a detailed CV and cover letter highlighting relevant experience. The application process may include online or in-person interviews focusing on technical expertise and client handling skills, assessment tests for financial knowledge and credit analysis, background and reference checks before a formal offer, and contact with Stephan Thürauf for technical questions and Johanna Zinsmeister for questions about the application process.
To learn more about the specific details, it is advised to consult the financial institution's career portal or contact their HR department directly, as job descriptions and requirements can vary significantly between banks and roles. The role requires supporting commercial credit processes using OSP_neo and OSP_Portal, and interested applicants can apply online via the job portal.
The application deadline for this position is July 13, 2025. The company offers attractive remuneration according to TVÖD-S, direct commissions, company social benefits, and an employer-financed company pension scheme. Diverse social benefits are provided in the company, including active health management and healthy nutrition in the company's own canteen, public transport subsidy, and bicycle/hardware leasing.
The company is part of the Sparkassen financial group, offering further advantages, and the ideal candidate should have a banking or business administration education, entrepreneurial thinking, outstanding analytical skills, self-responsibility, team spirit, implementation strength, and be open to new things. Balanced work-life balance is ensured through flexible working hours and the possibility of mobile work.
For more information about the company, job opportunities, the imprint, website, and contact information, please visit their official website.
In this role, you will work in the education-and-self-development sector to enhance your skills by providing credit and financing solutions, analyzing financial data, and structuring credit facilities for commercial clients, while simultaneously working on career-development opportunities within the financial institution. To be eligible for this position, you need a relevant degree, such as finance, economics, or business administration, along with professional experience in credit advisory, commercial banking, or corporate finance.
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