Student capacity at the secondary school does not adhere to a specific count.
The Dual Study Program for Business Administration with a focus on Banking, offered in cooperation with institutions partnered with Sparkasse, provides a unique opportunity for students to blend academic study phases with practical training within the Sparkasse banking group. This structure aims to integrate theory and practice, ensuring students acquire comprehensive skills in business administration and banking.
Program Structure
The program consists of study phases and practical phases. During study phases, students attend university courses that cover core business administration subjects such as finance, marketing, accounting, economics, and banking-specific modules. These courses are complemented by methodological training and possibly electives focused on banking or finance. On average, students spend about 32 weeks per year in study phases.
In contrast, practical phases see students spending around 20 weeks annually in Sparkasse branches or departments, gaining hands-on experience in banking operations, customer service, and financial products.
Study and practical phases are often interleaved, enabling students to apply theoretical knowledge directly in a real-world banking environment. The dual nature typically involves studying 2-3 days per week at university with the remaining days dedicated to work at Sparkasse, or alternating blocks of study and work.
Benefits
The dual study program offers several advantages. Students can earn both a bachelor’s degree and practical banking experience simultaneously, increasing their employability. They also receive financial support or salary from Sparkasse during the practical phases. Additionally, direct networking opportunities and potential fast-track employment within Sparkasse after graduation are available.
Students also benefit from developing a strong professional profile by combining academic knowledge with in-depth practical insights into retail banking.
Prerequisites
To be eligible for the program, students typically need a general or subject-related university entrance qualification, such as Abitur or Fachhochschulreife in Germany. A vocational internship or prior experience/interest in banking or finance can also be beneficial. Personal motivation and suitability for customer-oriented banking roles are important.
Additional Perks
The program offers various perks, including a training allowance for each year—1,268.20 euros for the first year, 1,314.02 euros for the second year, 1,377.59 euros for the third year. Students also receive an annual leave of 30 days per year.
Moreover, the employer contributes 40.00 euros per month to company pension schemes, and the administrative costs of the Dual University are covered. Each student receives their own tablet, and excellent takeover and career opportunities are available.
While the specific detailed curriculum and phases may vary slightly depending on the cooperating university, the dual study model strongly emphasizes close integration of academic coursework and practical training in banking. For exact requirements and phases, the Sparkasse website or the cooperating university’s dual study program page should be consulted.
[1] HSBA Dual Study Program [3] DHBW Mosbach Dual Study Program
- To further enhance their learning experience, students in the Dual Study Program can explore online education platforms that offer courses in education-and-self-development or online-education, such as concepts in entrepreneurship, project management, or personal development.
- In addition to the traditional aspects of the Dual Study Program, students can search for one-way courses in banking-related subjects that are not part of the formal curriculum but are still valuable for their business and finance education.
- Although the program provides a solid foundation in banking, students may find it beneficial to pursue self-directed learning in areas outside of business, such as technology or markets, to broaden their skillset and competence in a diverse and ever-changing world of banking.
